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[JorgeFabregas]

i was under the impression that IRS debt and student loan debt are the only two debts undischargable under bankruptcy.

I believe that student loans can be discharged in bankruptcy if you can prove that paying them back would impoverish you--as in, paying them back would put you under the poverty line.

The new income-based repayment plan for student loans seems pretty neat, but I am worried that it will drive up ridiculous tuition prices by injecting more funny money into the system.