I'm currently on my second life cycle.
All through high school I was convinced I would be an architect because I loved buildings and constructions and all of that, and then I take my first architecture course and find out that I fuck*ng hate drawing all that shit. Whoops. Luckily I went to a state college with a bunch of friends (Auburn) and not a private one further away with no one I knew (Washington U), because it was my first experience dealing with something I Had To Handle On My Own. I ended up with a degree in Geography, because it was (and still is) fascinating to me. I even got an internship one summer and loved what I was doing. I was going to go to grad school and everything.
And then... I didn't. I got a MCSE and an IT job, like everyone else that year, and made okay money doing a job that was challenging and sometimes enjoyable when I got to learn something new. As the learning and problem solving opportunities dwindled and the dealing with angry secretaries who call me to their desk whenever Word crashes even though there's nothing I can fuck*ng do about it opportunities increased, I started hating it. I was working the helpdesk phones and it happened. I just decided that being comfortable wasn't worth hating my life for 9-12 hours a day.
Two months later I started my first class at a second school, learning skills I'd never even considered before, in a strange town that I didn't like, but loving every second of it. Classwork wasn't tedious, it was a step towards Doing What I Wanted. Working 90 hours a week on projects didn't bother me that much. I even met someone really special and fell in love for the first time in my life.
So now I'm living in a town that costs twice as much and making half the money, and I don't know how long finances will hold up, but I love what I do. And if I could get a loan (I have great credit but a lousy salary) I'd be buying a place. I'm actually excited about getting into work tomorrow.
I guess what I'm saying is that life with a goal is pretty good, whether you're in school or working, and if your goal is "making money" that doesn't really count. Now is almost always a safer time to take a risk than later. If I'd tried what I'm doing now instead of working in IT I might very well have made a fortune. Or I might not have, but I wouldn't feel like I'd wasted a few years in a crap job.
And also, if you have to move away from someone you love, do what you can to rectify that situation immediately, or you'll get "comfortable" living apart and stop working towards reuniting. You don't have as much time in the future as you think you do... and sometimes a car crash on the other side of the country can change your life forever.
Regret's a bitch. Don't let it happen.