one woman forgoes certain creature comforts, like cable television and long distance,
I haven't had either of these in several years. In fact, we gave up our land line this year because I don't see the point in paying for three phones for two adults. The cell phones aren't going anywhere, so...bye bye, BellSouth. Even though we only have 500 minutes to split between the two of us -- the cheapest, lowest-rate plan we can get -- we rarely go over our allotment because everyone we know/call regularly is on Verizon. So we basically only pay for calls to land lines -- doctor's offices, my son's school, my mother-in-law. It works out for us, but it's not for everyone.
Things I am willing to spend money on: high-speed internet, name-brand toilet paper, weekly yoga classes, having my brows waxed four times a year, getting a really good haircut every six weeks.
Luxuries I can live without: dining out every Sunday, the daily newspaper, fabric softener, paying someone else to change my oil, professional manicures, Netflix, having too many magazine subscriptions (I gave up Bon Appetit but I'm not giving up Interweave Knits).
This is all part of what Cort said about not letting yourself feel deprived. I would seriously suffer if I were so poor I had to buy store-brand toilet paper. But I didn't watch cable much when I had it, so I don't miss it. I think I discovered all this when Pedro was out of work, and we basically cut everything out of our lives besides food, housing, and utilities, and added back in the things we really missed as we could afford to do so.
Worked for us, anyway.