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[Choop]

followup: fuck the credit agencies.

[Choop]

time machine trip #3: 1998, atlanta. leave a note for then-me that reads "if you don't pay your credit card bill, you're fuck*ng yourself in the face in the future. go easy on christmas."

trip #2: 80 years in the future, just to check shit out

trip #1: florida, 1996. get katherine harris hooked on coke and arrested.

[theinevitable]

In the past year I decided it was a good idea to get a credit card "for emergencies" and to build credit. I got something with a really low limit, and always pay off the balance immediately.

But anyway, interesting, I just got two items of mail. One is an offer of a loan to help me "fix my financial troubles." I am not having any financial troubles. The other was an offer to apply for a credit card-- that I didn't qualify for when I applied 6 months ago. So I guess the credit industry doesn't know as much about me as they'd like to think.

I also just did my tax returns on TurboTax, and it says I'm getting a whopping $10. Total. Federal and State. Hmmm.

[Choop]

dude the credit card offers are bulk mail bullshit. even when your name is printed on them and they say "pre-approved" it isn't like they're ready to give you credit. i had such awful credit for so long that i'm just now basically able to apply for credit, but that didn't stop any credit card offers from coming to me pre-approved. it's shit like that and weekly coupons that basically just keep the post office running. without the junk mail, a stamp would probably cost the same as sending a letter with fedex or ups.

[jaydub]

I also just did my tax returns on TurboTax, and it says I'm getting a whopping $10. Total. Federal and State. Hmmm.

Then you're doing your withholding right.  No tax-free loans to Uncle Sugar from theinevitable

[wombat]

without the junk mail, a stamp would probably cost the same as sending a letter with fedex or ups.

Seems like a fair deal when you put it that way.

[greenkoolayd]

if you have a wood stove, junk mail is a rad way to supplement heating costs.

[dejavroom]

A lady was in my apartment yesterday and she may have given signs, upon which I didn't act because human emotions puzzle me bip bop. Today: brood ruefully at work, then brood ruefully at home.

[AugustWest]

'Burning Junk' sounds like a terrible consequence of choices.

Burning Junk?  Isn't that by William S. Gibson?

[Carlos del Vaca]

I sometimes get multiple credit card offers from the same bank on the same day. They freaking love me, apparently. It's nice to feel wanted.

[CortJstr]

I did the lifetime opt-out so I haven't received any credit card offers in the mail since I was like 19. Except Amex. They use a different database so the don't respect the opt-out.

[jaydub]

I got a (semi-) cold call from a consumer loan agency about a week ago.  They asked if I could use a couple thousand dollar loan.  I presume this is because people get themselves into credit card problems over the holidays.  Thankfully we learned that lesson about 10 years ago.  I declined the offer.  The whole experience had a vibe like an old friend who was a pusher on the side dropping by to see if you're still sober.

[jay-ell]

Pro Tip: While putting rock candy in plastic test tubes sounds like a really cute idea for a science-themed birthday party, in practice it sort of looks like you're passing out crystal meth to six-year-olds.

[jaydub]

Do they sell bubble-blowing glass crack pipes?  Because that would make for a festive goody bag.

[jay-ell]

Still not sure where the problem is here.

It's off-theme. I was going for Mythbusters, not Breaking Bad.